When should we begin planning for Medicare?

Your Initial Enrollment Period is a seven month window that opens three months before the month you turn sixty five, includes that month, and closes three months after it. Beginning the conversation a few months early leaves time to compare plans against your doctors and prescriptions without the pressure of a deadline.

Is there a cost for your guidance?

There is no fee for our guidance. We are compensated by the carriers whose plans we place, and the premium for a given plan is the same whether you enroll through us or directly. King Health is not connected with or endorsed by the U.S. government or the federal Medicare program.

Does Original Medicare cover dental, vision and hearing?

Original Medicare generally does not cover routine dental care, eye examinations for glasses or hearing aids. Standalone ancillary plans, and some Medicare Advantage plans, can close those gaps, and we compare both routes against the care you expect to need.

What does final expense insurance provide?

Final expense coverage is a modest whole life policy intended to cover funeral costs, outstanding medical bills and other obligations at the end of life. The benefit is paid directly to your beneficiary, and many policies require answers to a short set of health questions rather than a medical examination.

Senior Benefits in NJ and North Carolina

Overview

Senior Benefits overview

Approaching Medicare is a meaningful milestone, and the choices that come with it deserve calm, careful attention. We help you understand how Original Medicare, Medicare Advantage, Medicare Supplement and prescription drug coverage relate to one another, and we compare the options available where you live so that your plan reflects your doctors, your prescriptions and your budget.

Beyond health coverage, many of our senior clients want to make thoughtful provision for their families. Final expense coverage and supplemental benefits such as dental, vision and hospital indemnity plans can round out that protection, and we explain each option clearly so that you can choose with confidence and without pressure.

Coverage within Senior Benefits

Medicare

Clear guidance on Original Medicare, Medicare Advantage, Medicare Supplement and prescription drug plans.

Final Expense

Modest, permanent life insurance designed to provide for final arrangements so that your family can focus on one another.

Ancillary

Supplemental dental, vision, hearing, accident, critical illness, hospital indemnity and cancer coverage that strengthens your primary plan.

How we serve our senior clients

Unhurried explanation

We take the time to walk through how each part of Medicare works, and we welcome family members who would like to join the conversation.

Careful plan comparison

We review the plans available in your area against your physicians, your prescriptions and your monthly budget before making any recommendation.

Annual attention

Plans and needs change from year to year, so we revisit your coverage during each enrollment season to confirm that it still serves you well.

Request a consultation

Speak with us about your senior benefits

Tell us a little about your situation, and we will arrange a conversation to review your options with patience and care.

First name (required)

Last name (required)

Phone (required)

Email (required)

How can we help? (required)

Coverage of interest (required)

Anything you would like us to know (optional)

I agree that King Health may contact me about my request by phone, email or text message. (required)

By checking this box, I agree to receive text messages from King Health about my inquiry, including follow up and appointment reminders, at the phone number provided. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent to receive text messages is not a condition of purchase. See our privacy policy. (optional)

Common questions

Senior benefits, answered

Your Initial Enrollment Period is a seven month window that opens three months before the month you turn sixty five, includes that month, and closes three months after it. Beginning the conversation a few months early leaves time to compare plans against your doctors and prescriptions without the pressure of a deadline.

Prefer to talk it through? Call (973) 524-7188 and we will answer in person.